Kansas City life is full of backyard barbecues, Chiefs games, and family fun — but also, a few hidden risks. One accident, injury, or lawsuit could wipe out your savings faster than a summer storm rolls through. That’s why an umbrella policy  can be one of the smartest moves a family makes in 2025. What Is an Umbrella Policy? It’s extra liability protection that kicks in when your home or auto insurance limits run out.If someone gets hurt at your house, your teen causes a maj

Living in the Kansas City metro area means enjoying sunny days and green backyards — but it also means being ready for Mother Nature’s curveballs. One of the most under-appreciated threats to homeowners in our region is hail. That’s why upgrading to a hail-resistant roof isn’t just a luxury in 2025 — it’s a smart move for forward-thinking homeowners. Here’s why. 1. The hail risk in the KC region is real and increasing Our region sits in the broader “hail belt,” where warm, mo

When Does Your Child Need Their Own Auto Insurance?  🚗 If your child still lives at home and drives vehicles you own, they can usually...

If you've been in a car accident, you might be surprised to find it affects your insurance rates for years to come. That’s because your...